Insurance and Costs for Addiction Treatment in Denver

Insurance and Costs for Addiction Treatment in Denve

If you’re worried about how much addiction treatment might cost in Denver, you’re not alone. Insurance coverage, program type, and facility selection all play a part in what you’ll pay. Sometimes the difference is hundreds of dollars a day. 

You might be surprised by what options are actually available to you, whether you have insurance or not. Want to know how to get help without breaking the bank?

How Much Does Addiction Treatment Cost in Denver?

If you're considering addiction treatment options in Denver, it's important to understand the potential costs involved.

On average, a 30-day drug addiction program in Colorado costs approximately $56,413.

Inpatient rehab can amount to $642.81 per day if you're without insurance coverage. However, with 60% insurance coverage, the daily cost decreases to $257.11.

In contrast, outpatient rehab is generally more affordable, costing around $56.83 per day without insurance. With 80% insurance coverage, this expense can be reduced to $11.37 per day.

These figures provide a clearer understanding of the financial planning required for addiction treatment in the Denver area.

If you’re looking for a suitable addiction treatment center in Denver, Colorado, Mile High Recovery Center is in-network with major insurance providers, making treatment more accessible and helping individuals better understand their coverage options before taking the next step toward care. Contact them directly here:

Mile High Recovery Center
Phone: +1 303-268-2996
cash, check, credit card, invoice
1633 Fillmore St
Denver, CO 80206

What Insurance Plans Help Cover Rehab and Detox?

If you're exploring insurance plans that cover rehab and detox services in Denver, it's important to know that many local treatment centers accept in-network insurance from major providers, including BlueCross BlueShield, Cigna, Aetna, Optum, Kaiser, and Tricare. This can facilitate access to necessary care. For those with a Preferred Provider Organization (PPO) plan, there may be an option for reimbursement for out-of-network services, though this is generally not the case with Health Maintenance Organization (HMO) plans, which typically restrict coverage to specific facilities.

Many treatment centers collaborate with most commercial insurers, enhancing their accessibility. Insurance verification teams may be available at some facilities to confirm individual benefits for addiction treatment. It's advisable to consult with these teams to ensure a clear understanding of what your insurance plan covers.

How Can Uninsured Patients Pay for Rehab in Denver?

Uninsured patients seeking rehabilitation services in Denver have several options to consider.

Facilities such as Denver CARES offer essential services like withdrawal management, counseling, meals, and referrals without requiring insurance coverage. Some programs funded by Substance Abuse and Mental Health Services Administration (SAMHSA) grants provide free or low-cost services, which can be beneficial for those without insurance. State-funded centers may also offer reduced-cost services, including residential stays and counseling.

Several rehab centers have internal payment plans that allow patients to distribute costs over time, making treatment more financially manageable. Alternatively, some patients might explore medical loans through banks to finance their treatment.

These various options aim to make addiction treatment accessible to all, regardless of insurance status, thereby addressing a crucial public health need in Denver.

Conclusion

Navigating addiction treatment costs in Denver can feel overwhelming, but you’ve got options. With insurance, your out-of-pocket expenses may drop dramatically, whether you’re choosing inpatient or outpatient care. Even if you’re uninsured, free or low-cost programs, grants, and flexible payment plans can help you get the support you need. Don’t let costs stop you from seeking help—reach out to Denver’s reputable rehab centers and find a path to recovery that fits your situation.